Swiss personal finance · 2026
Clear numbers for your money in Switzerland.
A small set of carefully built calculators — salary, Pillar 3a, mortgages, investing — with plain-language explanations and every assumption written down. Free, no account, no ads. Designed for people living and working in Switzerland (Swiss tax residents).
The tools
Grouped by the decision you are trying to make. Every tool shows its assumptions and runs entirely on your device.
Salary & Taxes
What lands on your payslip, and how Swiss deductions and taxes shape it.
Property
How much home Swiss affordability rules actually allow.
Investing
Long-term growth, contributions and the effect of inflation.
Planning
Step back and look at the whole picture before optimising the details.
Lifestyle
Everyday money decisions where the true cost is easy to misjudge.
Learn
Short, factual notes on the product structures and fees behind the numbers.
Tips: costs & fine print
Insurance-based 3a policies, low-cost 3a foundations, low-fee ETF investing and the fees worth checking first.
Privacy first
Nothing you type is sent anywhere. There are no accounts, no ads, no affiliate links and no tracking of your financial inputs.
Assumptions in the open
Every result lists the rules and rates it used, and the Swiss parameters are documented with their official sources.
Estimates, not advice
These tools approximate Swiss rules to help you think. They are not official payroll, tax or financial advice.